No Minimum Balances
We know it takes time to grow so we don't impose any minimum balances on deposits held in your account.
We know it takes time to grow so we don't impose any minimum balances on deposits held in your account.
No maintenance fees. No monthly fees. No international transaction fees. No hidden fees.
With our free debit card, you can pay your business expenses and tag them to simplify expense tracking.
Tech for Online Businesses
No Branch Visits
Kuma brings small business banking into the 21st century with a convenient mobile-first checking account for creators - from independent filmmakers and musicians to innovators and growing start-ups. You get a small business checking account with no minimums, no monthly fees, no branch visit to open, a free debit card, and an account ready for integrations with services like PayPal, Stripe, and more.
Yes. All accounts are held at FDIC Member banks which are insured for up to $250,000. We are also working on obtaining additional coverage for larger balances.
Yes, you will be issued a physical debit card. Additionally, you may also generate temporary "virtual card" numbers to pay for expenses online or over the phone to reduce the chances of fraud charges on your physical card number by thieves.