No Minimum Balances

We know it takes time to grow so we don't impose any minimum balances on deposits held in your account.

Zero-Fee Business Banking

No maintenance fees. No monthly fees. No international transaction fees. No hidden fees.

Track Business Expenses

With our free debit card, you can pay your business expenses and tag them to simplify expense tracking.

Tech for Online Businesses

Ready to Connect

With Kuma, you get a free business checking bank account that's ready to connect with popular online payment processors including PayPal, Square, and Stripe.

Need to send money to an employee, contractor, supplier or partner directly? Initiate a free ACH transfer directly to their bank account!
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No Branch Visits

100% Online

You promote yourself on social media and manage every other aspect of your life online. Why travel to a branch?

With Kuma, you can open your account and manage it all 100% online.
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Why Kuma?

Kuma brings small business banking into the 21st century with a convenient mobile-first checking account for creators - from independent filmmakers and musicians to innovators and growing start-ups. You get a small business checking account with no minimums, no monthly fees, no branch visit to open, a free debit card, and an account ready for integrations with services like PayPal, Stripe, and more.

Are accounts insured?

Yes. All accounts are held at FDIC Member banks which are insured for up to $250,000. We are also working on obtaining additional coverage for larger balances.

Does a Kuma business bank account come with a debit card?

Yes, you will be issued a physical debit card. Additionally, you may also generate temporary "virtual card" numbers to pay for expenses online or over the phone to reduce the chances of fraud charges on your physical card number by thieves.

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Join our waiting list today to be notified as soon as we begin accepting new accounts.